Home Insurance for Older Homes

When receiving home owners insurance on an older home, a number of factors are taken into consideration. Many companies require an inspection to make sure all electrical aspects of the home are up to date and safe. For people with older homes this may end up being a problem.

The way that homes are wired has changed as newer and safer methods have become available. This is a problem the many home owners in Florida are currently facing. Many homes made in the 1970s are wired with aluminum rather than copper. Home insurance companies find this to be a safety threat and it makes selling a home extremely hard.

The cost for changing this is substantial and is assumed to be around 5000 to 7000 dollars. Many insurance companies are deeming houses with this aluminum wiring completely uninsurable. Electricians argue that although there is new technology, if it is wired correctly aluminum wiring is still safe.


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  1. Kevin Kerekes…

    Home Insurance for Older Homes…